Spec
Wych Data API provides access to customer-permissioned open banking data and provider-managed insights through a single integration surface. Use this API to authenticate your application, exchange into a user context, retrieve customer banking data, generate bank statements, run custom insight queries, and execute provider-managed reports such as MogoPlus loan assessment. For MogoPlus loan assessment, Wych retrieves the relevant banking data and returns a report that includes LIXI-aligned transaction categorisation, helping lenders, brokers, and downstream systems consume a consistent and usable assessment payload.
Authentication
- API Key: apiKey
- OAuth 2.0: clientToken
- HTTP: Bearer Auth
Wych gateway API key. This key can be found in the Wych customer portal.
Security Scheme Type: | apiKey |
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Header parameter name: | x-api-key |
Retrieve this using the client credentials grant.
Security Scheme Type: | oauth2 |
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OAuth Flow (clientCredentials): | Token URL: /realms/partner/protocol/openid-connect/token Scopes:
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Retrieve a user token using token exchange. See Retrieve the user token for more information.
Security Scheme Type: | http |
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HTTP Authorization Scheme: | bearer |
Bearer format: | JWT |
Contact Customer Support: support@wych.it
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